NOW is the BEST time to BUY! A lot of other Buyers know that too. The market stats are reflecting some great activity.
6 Easy Steps to get Started:
- Know what your credit score is. Get Equifax Score Watch Now! If your credit score is over 700, you are in a good position to get financing. If it's below 700, there are some things that you will need to do to get it up. The higher the score, the more financing options you have. The lower the score, the less financing options you will have and you will pay more in fees if you have a lower score.
- Get Pre-Approved so you know what fits your budget.
- Go through your 'Needs and Wants' list to identify exactly what you want. There is no perfect home. You will have to compromise your wants to fit your budget. It's important to do your Needs and Wants Checklist so you can keep focused on you Needs and not always on your Wants.
- Get with a qualified Realtor who understands your Needs and Wants and will NEGOTIATE the BEST deal for you. Their primary job is to negotiate for you. If you ask for them to discount their commission and they agree, chances are they are not a good negotiator. How do you know if they are going to negotiate well for you, if they are not doing it with their own commissions?
- Get online and identify the properties you want to see. It's best to see as much as you can in one day. If you have kids, it's best to arrange care for them while you shop for your next house. It can be very tiring for kids and for you if you have to take them with you. Some exerienced agents have access to after-hours and weekend childcare.
- Meet with your Realtor to view these properties and start putting in offers. The more you see, the more you will happy with your final decision.
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Tax Incentives
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